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November 8, 2013
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In Today's Issue
- Fact: Poor Sleep Increases The Risk of Death/ Disease
- Financial Issues And Mental Health Problems
- Overweight? Shocking Proof that it may not be your fault
Fact: Poor Sleep Increases The Risk of Death/ Disease
Ever lain awake at night and counted the hours till dawn? Isn't frustrating to be in bed and be unable to sleep? With around 18 million prescriptions written every year for expensive sleeping pills... ...it's clear that there's a national epidemic. So, what do doctors do when they can't sleep? Here's the answer. Learn how a retired M.D. Laney Chouest from New Orleans broke his 5-year addiction to Ambien, and now sleeps peacefully without medication. Also, discover how a Licensed Psychologist, Sharon Stein McNamara, Ed.D.fromMinnesota broke her insomnia cycle. Click through today to discover the 7 mistakes that are killing your sleep, and how overcome them...*Disclosure: compensated affiliate*
Financial Issues And Mental Health Problems
Dear Reader,
Probably not all that surprising, but new research from the University of Southampton published online at the Clinical Psychology Review has found that those in debt are three times more likely to have a mental health issue than those who are not in debt. Today debt levels are increasing because of the economy and uncertainty, leaving the average US household owing just over $7,000 on credit cards, the third largest source of indebtedness behind the mortgage and student loans.
A regular income is key when it comes to handling debt... without it you can't begin to make any kind of steady payments. You also need to have a good handle on what you owe, and to whom, so if you're not sure, make that list now. The information it provides will give you a realistic picture of where you stand that might not be as dire as the one in your imaginings. Credit counselors (not for profit, such as the National Foundation for Credit Counseling or the Association of Independent Consumer Credit Counseling Agencies) can help you understand where you are, and assist you in taking advantage of any legitimate assistance that is out there for you.
To examine the issue of being in debt and mood, a team from the University of Southampton, along with a colleague from Kingston University, conducted a systemic review of all earlier work that examined the relationship between health problems and unsecured debt. This project is the first meta analysis that's been done on this topic and the process included a total of almost 34,000 subjects.
The results found that those in debt were more than three times as likely to have a problem with their mental health than those who were not in debt. No surprise really... the weight of knowing you are responsible for an impossibly large sum is heavy and hard to manage. Under 9% of the subjects with no mental health issues were in debt, compared to over 25% of subjects being in debt and also having a recognized mental health issue.
Continues below...
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Overweight? Shocking Proof that it may not be your fault
99% of the "professional" weight loss techniques are wrong - ending up with you actually putting on weight rather than losing it. Find out why counting calories is bad for you and can sabotage your dieting efforts. Discover a new way to effortlessly shed unwanted pounds and drop 9 lbs. every 11 days. This diet is called the "Idiot Proof Diet" because it's all worked out for you and there's no need for calorie counting or label reading. Click through to find out how you can be slimmer with this innovative new weight loss system... Click through now to discover how to drop 9lbs every 11 days...*Disclosure: compensated affiliate*
Financial Issues And Mental Health Problems Continued...
More work needs to be done to see just how debt brings on poor mental health so that interventions can be created to prevent this from happening to those in financial trouble.
It makes sense that those in debt were more likely to suffer from depression, drug dependence and even psychosis; they were trying to cope with the constant stress. The study results also suggest that those who die by suicide are more apt to be in debt as well. Of course, at this stage, it's hard to say which causes which - money issues cause mental health problems or mental health issues leave you more susceptible to money woes.
If you're struggling with debt, know first that you're not alone. There are many who are also feeling your financial pain and there are steps you can take to help yourself. You need to understand your own situation as clearly as you can and take small, manageable steps to take you where you want to go... to being debt free. Once you do this you'll enjoy that amazing feeling of paying your living expenses and having the rest of your income to spend as you wish.
To your good health,
Kirsten Whittaker
Daily Health Bulletin Editor
P.S: There's a knock at the door. You peak through the curtains... a neighbor you weren't expecting.
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Sources:
http://www.medicalnewstoday.com/releases/266718.php
American household credit card debt statistics, 2013:
http://www.nerdwallet.com/blog/credit-card-data/average-credit-card-debt-household/
National Foundation for Credit Counseling:
https://www.nfcc.org
NFCC financial education programs:
http://www.nfcc.org/FinancialEducation/index.cfm
Association of Independent Consumer Credit Counseling Agencies:
http://www.aiccca.org
Very good info on getting started reducing debt:
https://www.mint.com/blog/goals/how-to-get-out-of-debt-0813/
News release, 09.26.13, University of Southampton:
http://www.southampton.ac.uk/mediacentre/news/2013/sep/13_174.shtml
Study abstract, 09.10.13, Clinical Psychology Review:
http://www.sciencedirect.com/science/article/pii/S0272735813001256
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